Quote JerryChicken="JerryChicken"I can find some resonance in this, and its not always the price comparison sites that provide the cheapest deals although they are a great place to start - what you will find is that somewhere out there is one insurer who this quarter is signing up as much new business as possible, there is always one and your task is to find them before they turn off the tap and decide that they don't need any more - someone else will then take on that task.
Last year I was trying to find a deal for my youngest daughter for her first car and her first solo insurance, I wanted her to have her own policy, the car was three years old with only 6000 miles on the clock and was a 1.6 diesel, a nightmare you may think and yes we got some ridiculous prices on the price comparison sites - rather than quote several thousand pounds I don't know why they don't just answer "fsck off", it would save us all a lot of reading.
We almost accepted one quote but then I rang our own provider Aviva who don't appear on comparison sites, they added her to our multi car policy but as a policy in her own right, they almost matched the very lowest price we'd been quoted and then they gave us a discount because we have other insurance products with them - the result is that she is paying less than a grand for her first policy having just passed her test - just one other tip, add yourself as a named driver on your childs policy and buy the newest car that they/you can afford, it all points to being more responsible (in their eyes anyway).'"
Yep. I've had my own policy for about 6 years now and still add both my parents on. Though the effect isn't much now as my price has steadily fallen to around £270 now, but adding them both on still seems to knock off about £70.