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 Post subject: Re: Pensions
PostPosted: Sat Feb 15, 2014 9:00 am 
In The Arms of 13 Angels
In The Arms of 13 Angels

Joined: Apr 03 2003
Posts: 37503
JerryChicken wrote:Most business owners who aren't full of their own arrogance will realise, like I did after many years, that they got where they are mainly through luck, I admit to being very lucky during the 24 years that I owned my business (and employed around a dozen direct employees) - even Branson and Sugar admit to getting lucky, and then sometimes unlucky, I hope you don't hit one of those oil patches of bad luck that most businesses can hit at any stage - the biggest lesson I learned, luckily before I needed it , was to have a Plan B, a get-out plan, I activated mine in 2007, sold out to a bigger rival and became a director at their business, have relinquished that now (too much hassle) and became a consultant instead - that was a good Plan B.

Anyhow, must dash now, I'm required on a supermarket site in Lincoln by 10.30, on call day, overtime day, and mileage chargeable, loadsamoney day.


those trollies won't move themselves

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 Post subject: Re: Pensions
PostPosted: Sat Feb 15, 2014 3:15 pm 
International Star
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Joined: Jul 09 2012
Posts: 3605
Location: Leeds
What sort of crappy backward County still allows toll bridges ?

A57 to Lincoln and there's a bloody toll bridge, 40p each friggin way, thats almost two miles of mileage allowance wasted, had to drive round in circles for a bit to make that up.


Seriously, how many A roads still have highwaymen working them ?






Someday everything is gonna be different, when I paint my masterpiece
----------------------------------------------------------
Online art gallery, selling original landscape artwork
----------------------------------------------------------
JerryChicken - The Blog
----------------------------------------------------------

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 Post subject: Re: Pensions
PostPosted: Sat Feb 15, 2014 3:37 pm 
Club Coach
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Joined: Feb 18 2006
Posts: 18610
Location: Somewhere in Bonny Donny (Twinned with Krakatoa in 1883).
JerryChicken wrote:What sort of crappy backward County still allows toll bridges ?

A57 to Lincoln and there's a bloody toll bridge, 40p each friggin way, thats almost two miles of mileage allowance wasted, had to drive round in circles for a bit to make that hon.


Seriously, how many A roads still have highwaymen working them ?

Dunham Toll Bridge, I'm surprised you weren't aware of it.






War does not determine who is right - only who is left.

Thank God I'm an atheist.

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 Post subject: Re: Pensions
PostPosted: Sat Feb 15, 2014 3:40 pm 
International Star
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Joined: Jul 09 2012
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Location: Leeds
Stand-Offish wrote:Dunham Toll Bridge, I'm surprised you weren't aware of it.


Only when half a mile away :D


I normally head to Lincoln from the north rather than from the east, decided to go a different way today just for the hell of it, grrrrr...

Its not even an impressive bridge.






Someday everything is gonna be different, when I paint my masterpiece
----------------------------------------------------------
Online art gallery, selling original landscape artwork
----------------------------------------------------------
JerryChicken - The Blog
----------------------------------------------------------

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 Post subject: Re: Pensions
PostPosted: Sat Feb 15, 2014 3:48 pm 
Club Coach
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Joined: Feb 18 2006
Posts: 18610
Location: Somewhere in Bonny Donny (Twinned with Krakatoa in 1883).
JerryChicken wrote:Only when half a mile away :D


I normally head to Lincoln from the north rather than from the east, decided to go a different way today just for the hell of it, grrrrr...

Its not even an impressive bridge.

It was even worse pre 1975 when it got upgraded carriage-wise.






War does not determine who is right - only who is left.

Thank God I'm an atheist.

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 Post subject: Re: Pensions
PostPosted: Sat Feb 15, 2014 4:47 pm 
Club Owner
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Joined: Mar 31 2004
Posts: 5558
Ah, pensions. I've been looking into getting one of these (I'm 24), but no idea where to begin and what's best for me.

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 Post subject: Re: Pensions
PostPosted: Sat Feb 15, 2014 6:16 pm 
Club Coach
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Joined: Feb 18 2006
Posts: 18610
Location: Somewhere in Bonny Donny (Twinned with Krakatoa in 1883).
Don't worry, what's best for you will be decided by a totally impartial advisor.
Then your fund will not be be seen as a cash cow and the investment performance will not be dismal and finally at the end of it all the annuity rate will not be mickey poor.
Your pension will be one you can depend on and your retirement will be comfortable ... trust me I used to be a financial advisor.
lol






War does not determine who is right - only who is left.

Thank God I'm an atheist.

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 Post subject: Re: Pensions
PostPosted: Sat Feb 15, 2014 6:31 pm 
International Star
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User avatar

Joined: Jul 09 2012
Posts: 3605
Location: Leeds
Stand-Offish wrote:Don't worry, what's best for you will be decided by a totally impartial advisor.
Then your fund will not be be seen as a cash cow and the investment performance will not be dismal and finally at the end of it all the annuity rate will not be mickey poor.
Your pension will be one you can depend on and your retirement will be comfortable ... trust me I used to be a financial advisor.
lol


You left out the bit about a retirement spent cruising the world on your pension.






Someday everything is gonna be different, when I paint my masterpiece
----------------------------------------------------------
Online art gallery, selling original landscape artwork
----------------------------------------------------------
JerryChicken - The Blog
----------------------------------------------------------

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 Post subject: Re: Pensions
PostPosted: Sat Feb 15, 2014 7:18 pm 
Club Coach
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Joined: Feb 18 2006
Posts: 18610
Location: Somewhere in Bonny Donny (Twinned with Krakatoa in 1883).
JerryChicken wrote:You left out the bit about a retirement spent cruising the world on your pension.

I didn't think my wife would approve.






War does not determine who is right - only who is left.

Thank God I'm an atheist.

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 Post subject: Re: Pensions
PostPosted: Thu Feb 20, 2014 5:13 pm 
Club Owner
Club Captain

Joined: Feb 29 2004
Posts: 4195
Beware of anyone offering independent financial 'advice'. They will probably recommend the policy that makes them the most commission. 25 years later you will be trying to track down them / their insurer to bring a claim for a mis-sold policy.

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