Post subject: Re: Universal benefits vs Means-testing
Posted: Thu Jan 10, 2013 10:56 am
DaveO
Moderator
Joined: Dec 22 2001 Posts: 14395 Location: Chester
sally cinnamon wrote:Whilst I have expressed support for universal benefits earlier in the thread, I have to say I've enjoyed a wry chuckle at some of the indignation that has come out of the people on £50k a year losing their child benefit. There was even an article in the London Evening Standard yesterday saying "why should those with children be punished whilst their childless counterparts get off scot free?"
Their childless counterparts have not been getting this benefit for the past few years either!
And for people that earn over £50k a year the benefit is essentially one of extra spending money. The problem is a lot of the time Middle England is keen to moralise about people 'living within their means' and say that people on council estates shouldn't be paid just to produce children if they can't afford them. But they furiously deny that the child benefit for those over £50k is just extra spending money and will tell you that just because they are on over £50k they are NOT rich, and they have 2 cars and a mortgage to run and private school fees to pay and once you take that out there is nothing left, so they need to have the child benefit or their 'children will suffer'.
Maybe they should have thought of this before they opened their legs and popped kids out? Have they not heard of contraception? The state should not pay people to have kids if they can't afford to bring them up. But also if they really need that income what is wrong with taking a second job? Being an entrepreneur on the side? You can create your own jobs. Middle England gives this advice to the poor so surely they could be able to do these things to provide for their hungry children, rather than rely on taxing wealth creators out of the country in order to subsidise them for getting pregnant.
I remember after the last election Ken Clarke causing a bit of rumpus for saying in the middle of all the Tory populist claims about "we're on the side of the workers not the shirkers" that Middle England has not understood how much it is subsidised and how much it will stand to lose with the cuts. He was right and this is the start of the complaining.
What has any of that got to do with the debate of whether Universality or means testing is the way to go?
Also if you are really serious when you say "The state should not pay people to have kids if they can't afford to bring them up." then you represent a victory for the governments deliberately divisive policies. If you ask that question surely you must be also asking "Why do I pay toward the NHS when I am not ill?" or perhaps you should advocating people don't "pop" kids out unless they themselves are prepared to pay for their education in its entirety?
I would also suggest the indignation of those losing the benefit isn't because they are losing it but because other households earning twice as much are keeping it.
Last league derby at Central Park 5/9/1999: Wigan 28 St. Helens 20 Last league derby at Knowsley Road 2/4/2010: St. Helens 10 Wigan 18
Post subject: Re: Universal benefits vs Means-testing
Posted: Thu Jan 10, 2013 11:23 am
DaveO
Moderator
Joined: Dec 22 2001 Posts: 14395 Location: Chester
Cibaman wrote:Whatever the original motives were behind universal benefits, that doesn't mean that the principle is still relevant.
Says who? It is a philosophical stance pretty much in the same way someone of a right wing persuasion might argue for the scrapping of all but the bare minimum of benefits and the implementation of a very low taxation because they believe that is an incentive to people to work. It is far from irrelevant in the wider context.
Quote:I really doubt that wealthy people feel that they're getting something back because they receive child benefit, winter fuel payments, free bus passes etc. They just do not place much value on those types of benefits. They'll accept them, treating them as a bit of a joke, but still feel aggrieved by what they perceive to be high tax rates.
That is a complete generalisation and an opinion whereas what I have said about this is in fact one of the accepted cornerstones behind the concept of universal benefits. It is not what they get but the fact they have to pay in so others get it that becomes the problem. You often see on here statements along the lines of "Why should I pay for....." when it comes to paying taxes toward something they do not directly benefit from.
Quote:In this day and age it shouldn't be necessary to subject people to having to apply for these benefits. The tax system should be quite capable of excluding high earners from receiving them without any great cost. The idea that we might as well give them to everyone because its too expensive not to shouldn't be acceptable in 2013.
Well its not capable as the current farce over child benefits shows. The benefit is paid to the mother so that immediately makes it a more complicated system to administer as they have to find out the fathers tax position assuming they are still together that is.
Even if they sort this out using taxation is far from flawless anyway. For example if you do a salary sacrifice for anything such as pension payments then HMRC sees you have a lower tax bill and if that takes you below the threshold you won't lose the benefit. (Eligibility for University subsistence loans is similarly affected).
So if you can reduce your personal taxation liability this way or if you are not on PAYE as many self employed are not you can arrange things so you are missed from the net.
There are so many anomalies in the removal of child benefit through the tax system it is a complete joke.
Also regarding self assessment, many high earners are not self assessed. You will only be self assessed if your tax situation demands it such as if you receive a benefit on kind from your employer which they notify HMRC of. If you just take a salary then your tax affairs are simple from their point of view and HMRC leave you alone. This is what happened to me when I gave up the company car for a car allowance. They were only too pleased to have one less self assessment to deal with.
Last league derby at Central Park 5/9/1999: Wigan 28 St. Helens 20 Last league derby at Knowsley Road 2/4/2010: St. Helens 10 Wigan 18
Post subject: Re: Universal benefits vs Means-testing
Posted: Thu Jan 10, 2013 12:34 pm
samwire
International Board Member
Joined: Sep 04 2002 Posts: 335 Location: Chester
[quote="Cibaman"]I really doubt that wealthy people feel that they're getting something back because they receive child benefit, winter fuel payments, free bus passes etc. They just do not place much value on those types of benefits. They'll accept them, treating them as a bit of a joke, but still feel aggrieved by what they perceive to be high tax rates.quote] this.
there seems to be this idea that the better off sit round in groups decrying the poor and the way they milk the system. they really don't. they don't actually give a toss, in much the same way that the poor don't give a toss about the better off.
my parents get the winter fuel allowance, they don't need it, they asked for it to be stopped and were told it couldn't be. so they get it and spend it on their grandkids.
TotalRl.com - Home of Stupid Questions, Friday Pix and of course Millward is a Gurner.
Post subject: Re: Universal benefits vs Means-testing
Posted: Thu Jan 10, 2013 7:42 pm
cod'ead
International Chairman
Joined: May 25 2002 Posts: 37704 Location: Zummerzet, where the zoider apples grow
Cibaman wrote:Is this 2013 or 1973?
These bastards are looking to send us back to 1873
The older I get, the better I was
Advice is what we seek when we already know the answer - but wish we didn't
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Post subject: Re: Universal benefits vs Means-testing
Posted: Fri Jan 11, 2013 10:34 am
Ferocious Aardvark
International Chairman
Joined: Feb 17 2002 Posts: 28357 Location: MACS0647-JD
What makes me particularly sick to the stomach about these people is that the majority of them will be drawing huge pensions that make an average OAP's pittance look like peanuts, much of it extracted from the taxpayer. Not least the scumbag "Lord" Bichard who used to run the DWP and floated the "make pensioners work or cut pensions" idea, and who is ironically is already on a taxpayer-funded pension is estimated to be £120,000, having been obscenely overpaid in the first place, and having retired from the civil service at just 53. So since he jacked that job in, we've already paid him one and a quarter million pounds for absolutely nothing (as he works for a private organisation, and as he's no doubt trousered a few grand for House of Lords appearances and expenses too.
If there is to be any talk of means testing pensioners, then until we start with former politicians and functionaries who have whacking great private funds and private pensions becoming disentitled to any income from public funds, they should all shut the feck up, the hypocritical lovers.
Some people have quoted figures indicating that 12% of the UK’s debt liability is down to 600,000 Whitehall civil service pensions, and that the figures have been cynically and deliberately massaged and hidden.
But I suppose stealing the odd twenty quid from 80 year olds on subsistence income will help to balance the books.
What makes me particularly sick to the stomach about these people is that the majority of them will be drawing huge pensions that make an average OAP's pittance look like peanuts, much of it extracted from the taxpayer. Not least the scumbag "Lord" Bichard who used to run the DWP and floated the "make pensioners work or cut pensions" idea, and who is ironically is already on a taxpayer-funded pension is estimated to be £120,000, having been obscenely overpaid in the first place, and having retired from the civil service at just 53. So since he jacked that job in, we've already paid him one and a quarter million pounds for absolutely nothing (as he works for a private organisation, and as he's no doubt trousered a few grand for House of Lords appearances and expenses too.
If there is to be any talk of means testing pensioners, then until we start with former politicians and functionaries who have whacking great private funds and private pensions becoming disentitled to any income from public funds, they should all shut the feck up, the hypocritical lovers.
Some people have quoted figures indicating that 12% of the UK’s debt liability is down to 600,000 Whitehall civil service pensions, and that the figures have been cynically and deliberately massaged and hidden.
But I suppose stealing the odd twenty quid from 80 year olds on subsistence income will help to balance the books.
Last edited by Ferocious Aardvark on stardate Jun 26, 3013 11:27 am, edited 48,562,867,458,300,023 times in total
Post subject: Re: Universal benefits vs Means-testing
Posted: Fri Jan 11, 2013 12:37 pm
JerryChicken
International Star
Joined: Jul 09 2012 Posts: 3605 Location: Leeds
Ferocious Aardvark wrote:What makes me particularly sick to the stomach about these people is that the majority of them will be drawing huge pensions that make an average OAP's pittance look like peanuts, much of it extracted from the taxpayer. Not least the scumbag "Lord" Bichard who used to run the DWP and floated the "make pensioners work or cut pensions" idea, and who is ironically is already on a taxpayer-funded pension is estimated to be £120,000, having been obscenely overpaid in the first place, and having retired from the civil service at just 53. So since he jacked that job in, we've already paid him one and a quarter million pounds for absolutely nothing (as he works for a private organisation, and as he's no doubt trousered a few grand for House of Lords appearances and expenses too.
If there is to be any talk of means testing pensioners, then until we start with former politicians and functionaries who have whacking great private funds and private pensions becoming disentitled to any income from public funds, they should all shut the feck up, the hypocritical lovers.
Some people have quoted figures indicating that 12% of the UK’s debt liability is down to 600,000 Whitehall civil service pensions, and that the figures have been cynically and deliberately massaged and hidden.
But I suppose stealing the odd twenty quid from 80 year olds on subsistence income will help to balance the books.
You can't use facts to attack politicians anymore, they got their beasting during the expenses row, everything that has come since has been their retribution, with hindsight we should have let them continue to build their duckhouses, employ their wives and rent out their parents houses and none of this would have happened, its like when Flashman thrashed the whole of the first form because they squealed on him to the head.
Its just like that in their heads actually.
Ferocious Aardvark wrote:What makes me particularly sick to the stomach about these people is that the majority of them will be drawing huge pensions that make an average OAP's pittance look like peanuts, much of it extracted from the taxpayer. Not least the scumbag "Lord" Bichard who used to run the DWP and floated the "make pensioners work or cut pensions" idea, and who is ironically is already on a taxpayer-funded pension is estimated to be £120,000, having been obscenely overpaid in the first place, and having retired from the civil service at just 53. So since he jacked that job in, we've already paid him one and a quarter million pounds for absolutely nothing (as he works for a private organisation, and as he's no doubt trousered a few grand for House of Lords appearances and expenses too.
If there is to be any talk of means testing pensioners, then until we start with former politicians and functionaries who have whacking great private funds and private pensions becoming disentitled to any income from public funds, they should all shut the feck up, the hypocritical lovers.
Some people have quoted figures indicating that 12% of the UK’s debt liability is down to 600,000 Whitehall civil service pensions, and that the figures have been cynically and deliberately massaged and hidden.
But I suppose stealing the odd twenty quid from 80 year olds on subsistence income will help to balance the books.
You can't use facts to attack politicians anymore, they got their beasting during the expenses row, everything that has come since has been their retribution, with hindsight we should have let them continue to build their duckhouses, employ their wives and rent out their parents houses and none of this would have happened, its like when Flashman thrashed the whole of the first form because they squealed on him to the head.
Its just like that in their heads actually.
Someday everything is gonna be different, when I paint my masterpiece ---------------------------------------------------------- Online art gallery, selling original landscape artwork ---------------------------------------------------------- JerryChicken - The Blog ----------------------------------------------------------
Post subject: Re: Universal benefits vs Means-testing
Posted: Fri Jan 11, 2013 4:26 pm
DaveO
Moderator
Joined: Dec 22 2001 Posts: 14395 Location: Chester
samwwire wrote:
Cibaman wrote:I really doubt that wealthy people feel that they're getting something back because they receive child benefit, winter fuel payments, free bus passes etc. They just do not place much value on those types of benefits. They'll accept them, treating them as a bit of a joke, but still feel aggrieved by what they perceive to be high tax rates.
Quote:this.
there seems to be this idea that the better off sit round in groups decrying the poor and the way they milk the system. they really don't.
The fact they accept them isn't the point. Far from it. There are plenty of people who take a view of "Why should I pay for...." when they do not directly benefit from whatever payment the government is making.
The government itself uses this argument all the time, for example as justification for putting up tuition fees. "Why should the postman pay for the university students education?" was what David Willets never tired of saying and once you get society as whole thinking like that you are on a road to ruin IMO. I am sure the very rich can live without child benefit but I think you underestimate the impact of actually receiving something from the government has on the way people think whether they need it or not. That is what lies behind the principle (as well as more mundane things like it being cheaper to administer a universal benefit than means test it).
Last league derby at Central Park 5/9/1999: Wigan 28 St. Helens 20 Last league derby at Knowsley Road 2/4/2010: St. Helens 10 Wigan 18
Post subject: Re: Universal benefits vs Means-testing
Posted: Fri Jan 11, 2013 4:54 pm
Big Graeme
In The Arms of 13 Angels
Joined: Mar 08 2002 Posts: 26578 Location: On the set of NEDS...
DaveO wrote:The fact they accept them isn't the point. Far from it. There are plenty of people who take a view of "Why should I pay for...." when they do not directly benefit from whatever payment the government is making.
Post subject: Re: Universal benefits vs Means-testing
Posted: Fri Jan 11, 2013 6:42 pm
samwire
International Board Member
Joined: Sep 04 2002 Posts: 335 Location: Chester
DaveO wrote:There are plenty of people who take a view of "Why should I pay for...." when they do not directly benefit from whatever payment the government is making.
i'm sure there are, i bet there's also plenty of people who take the view 'i'm entitled to...' 'i need...' . people are inherently selfish, but it doesn't mean they're wrong and in an ideal world they cancel each other out.
Quote:The government itself uses this argument all the time, for example as justification for putting up tuition fees. "Why should the postman pay for the university students education?" was what David Willets never tired of saying and once you get society as whole thinking like that you are on a road to ruin IMO
was this the justification for labour introducing tuition fees? therefore, was it labour who set us on this road to ruin? as it happens, the answer is, if the postman gets ill he'll need a doctor. however, i study a part time chemistry degree at mmu, and to be honest the standard of maths in particular of the full time first years is shocking. i watched one student try and multiply 47x34 without the use of a calculator. his 'effort' consisted of (30x40) + (4x7). he should have been booted off the course there and then, but because i'm not paying for him, he can do what he likes.
Quote:I am sure the very rich can live without child benefit but I think you underestimate the impact of actually receiving something from the government has on the way people think whether they need it or not. That is what lies behind the principle (as well as more mundane things like it being cheaper to administer a universal benefit than means test it)
well, i don't think i do.
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