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 Post subject: Chip & Pin
PostPosted: Thu May 31, 2012 4:39 pm 
In The Arms of 13 Angels
In The Arms of 13 Angels

Joined: Apr 03 2003
Posts: 37503
Up until today I had thought it was no longer allowed to sign for Card payments, but I had to at Leeds station as they only have one card machine for all 8 booths.

Surely this isn't secure?

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 Post subject: Re: Chip & Pin
PostPosted: Thu May 31, 2012 5:19 pm 
Player Coach
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Location: Next to Ramsgate Sands c.1850 in West Hull
Standee wrote:Up until today I had thought it was no longer allowed to sign for Card payments, but I had to at Leeds station as they only have one card machine for all 8 booths.

Surely this isn't secure?

Why isn't it secure?






Philip Larkin wrote:

There ain’t no music
East side of this city
That’s mellow like mine is,
That’s mellow like mine.


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 Post subject: Re: Chip & Pin
PostPosted: Thu May 31, 2012 5:20 pm 
In The Arms of 13 Angels
In The Arms of 13 Angels

Joined: Apr 03 2003
Posts: 37503
WormInHand wrote:Why isn't it secure?


because I know a LOT of people who don't sign their cards anymore, and also, if it was secure, why was chip and pin brought in?

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 Post subject: Re: Chip & Pin
PostPosted: Thu May 31, 2012 5:33 pm 
Player Coach
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Standee wrote:Up until today I had thought it was no longer allowed to sign for Card payments, but I had to at Leeds station as they only have one card machine for all 8 booths.

Surely this isn't secure?


Unless its changed recently, they still use signatures at the ticket office at the KC Stadium. The post office and bank lets my parents elderly friend who is 97 use a signature instead of chip & pin.






A dog is the only thing on earth that loves you more than he loves himself.

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Handle every situation like a dog. If you can't Eat it or Chew it. Pee on it and Walk Away.


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 Post subject: Re: Chip & Pin
PostPosted: Thu May 31, 2012 5:42 pm 
Player Coach
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Joined: Mar 11 2007
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Location: Next to Ramsgate Sands c.1850 in West Hull
Standee wrote:because I know a LOT of people who don't sign their cards anymore, and also, if it was secure, why was chip and pin brought in?

When you are sent a new card you are clearly advised in the letter to sign it immediately. If you choose not to, it's you that is jeopardizing your security, as if you lose it, someone else can sign it and use it.

Signing for transactions is still the norm in some banks never mind other outlets. Chip and Pin is open to fraud as much as signing is, imo, probably more so, and was brought in as an additional way to transact, not to replace signing yet.






Philip Larkin wrote:

There ain’t no music
East side of this city
That’s mellow like mine is,
That’s mellow like mine.


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 Post subject: Re: Chip & Pin
PostPosted: Thu May 31, 2012 5:59 pm 
Player Coach
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Standee wrote:because I know a LOT of people who don't sign their cards anymore, and also, if it was secure, why was chip and pin brought in?

Then they are idiots.
You are still advised to sign as soon as you receive your new card.
C&P is the new primary way to authorise card transactions but signing is still the back up system.






If you only knew the POWER of the dark side.

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 Post subject: Re: Chip & Pin
PostPosted: Thu May 31, 2012 6:06 pm 
In The Arms of 13 Angels
In The Arms of 13 Angels

Joined: Apr 03 2003
Posts: 37503
WormInHand wrote:When you are sent a new card you are clearly advised in the letter to sign it immediately. If you choose not to, it's you that is jeopardizing your security, as if you lose it, someone else can sign it and use it.

Signing for transactions is still the norm in some banks never mind other outlets. Chip and Pin is open to fraud as much as signing is, imo, probably more so, and was brought in as an additional way to transact, not to replace signing yet.


my C&P changes for each transaction, accessed via a dongle (a bit like secure VPN), how much more secure can you get?

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 Post subject: Re: Chip & Pin
PostPosted: Thu May 31, 2012 6:31 pm 
Player Coach
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Location: Next to Ramsgate Sands c.1850 in West Hull
Standee wrote:my C&P changes for each transaction, accessed via a dongle (a bit like secure VPN), how much more secure can you get?

You're the only person I've heard of whose bank offers that service. Most of us have only one PIN which can be cloned, spied or intercepted. The only fraud I've had on my account was after my card was cloned - not in an ATM machine - in a C&P machine. This would have been impossible under the signature system.

C&P relies on computers which are never 100% secure. The signature system relies on self diligence, and is controlled by the individual.






Philip Larkin wrote:

There ain’t no music
East side of this city
That’s mellow like mine is,
That’s mellow like mine.


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 Post subject: Re: Chip & Pin
PostPosted: Thu May 31, 2012 8:06 pm 
Player Coach
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Location: Kirkstall, Leeds
Standee wrote:because I know a LOT of people who don't sign their cards anymore, and also, if it was secure, why was chip and pin brought in?


Who on earth doesn't sign their cards anymore?

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 Post subject: Re: Chip & Pin
PostPosted: Thu May 31, 2012 8:07 pm 
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Nowhere near as good as Fish and Cushion.






Leeds Rhinos? 8 for you, Leeds Rhinos! You go, Leeds Rhinos.

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