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 Post subject: Advice needed - house insurance related.
PostPosted: Fri May 18, 2012 3:07 pm 
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I need some urgent advice please.

The ground floor flat that my wife and I live in is a leasehold property. At the start of last October, we noticed that there was damp in the kitchen and so emailed the contact address we had for them.
No reply was forthcoming, so we emailed them again. And again. And again.

It wasn't until the start of March when we finally heard back from them, apparently the woman who we'd been emailing had left the company and they'd never got round to checking her email account.... Anyway, they accepted this and they arranged to send a couple of builders round to give estimates. We were told in March that we were not to do anything as they wouldn't cover damage we'd done.

To cut a long story short, it looks like the insurance company that they deal with won't accept liability as it's been accumulating damage since October! No poop, that's because we've numpty land owners. The leaseholders are now trying to say that it's our problem to solve, despite telling us not to touch it three months ago.


Advice?






God is nothing more than an imaginary friend for grown ups.

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 Post subject: Re: Advice needed - house insurance related.
PostPosted: Fri May 18, 2012 3:18 pm 
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I am baffled.

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 Post subject: Re: Advice needed - house insurance related.
PostPosted: Fri May 18, 2012 3:21 pm 
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By which bit?






God is nothing more than an imaginary friend for grown ups.

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 Post subject: Re: Advice needed - house insurance related.
PostPosted: Fri May 18, 2012 3:22 pm 
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I suggest prayer.






If there is no struggle, there is no progress. Those who profess to favor freedom, and yet depreciate agitation, are men who want crops without plowing up the ground. They want rain without thunder and lightning. They want the ocean without the awful roar of its many waters. This struggle may be a moral one; or it may be a physical one; or it may be both moral and physical; but it must be a struggle.

Frederick Douglas

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 Post subject: Re: Advice needed - house insurance related.
PostPosted: Fri May 18, 2012 4:04 pm 
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There's plenty of lawyers who specialise in housing disrepair cases, and would be glad of your business.






Last edited by Ferocious Aardvark on stardate Jun 26, 3013 11:27 am, edited 48,562,867,458,300,023 times in total

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 Post subject: Re: Advice needed - house insurance related.
PostPosted: Fri May 18, 2012 4:10 pm 
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Scooter Nik wrote:By which bit?


Partly by the tenure. Are you a sub-tenant or what?

Partly, by whose insurers you are talking about.

Partly, about the nature of the problem that needs fixing.

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 Post subject: Re: Advice needed - house insurance related.
PostPosted: Sat May 19, 2012 2:24 am 
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I've had advice now, both on here by PM and from someone who used to work in a job dealing with this sort of issue, but thanks for your input.

Such as it was.






God is nothing more than an imaginary friend for grown ups.

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 Post subject: Re: Advice needed - house insurance related.
PostPosted: Sat May 19, 2012 10:00 am 
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Asked and answered.

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